Plans & Pricing

Protection before the fight.
Power during it.

From passive homeowner preparedness to active dispute AI — and from single-property landlords to 700-unit portfolios. Every tier is priced for the actual risk it covers.

✦ Pro Output Preview

This is what a Pro dispute letter looks like

Every Pro letter is grounded in primary NRS statutes, cites the exact procedural defects in your notice, and is formatted for certified mail delivery. Not a template — a legal-quality document built from your specific dispute.

  • NRS citations specific to your violation type
  • Procedural defects flagged automatically
  • Formatted for certified mail with return receipt
AI Dispute Letter — Generated
Pro
Letter Confidence Score: 91/100
3 NRS citations included
[Your Name] • [Address] • [Date]
Re: Formal Dispute of Fine — Account #████████

Dear [HOA Management Company],

I am writing to formally dispute the fine of $████ imposed on [Date] for alleged violation of [CC&R Section]. This fine is procedurally defective and unenforceable under Nevada law for the following reasons:

NRS 116.31085The HOA failed to provide written notice of the right to a hearing before imposing this fine, as required by NRS 116.31085(1). A fine imposed without prior hearing notice is void.
NRS 116.31031The fine schedule applied was not adopted by the board in an open meeting with proper notice, violating NRS 116.31031(3).
NRS 116.31175I hereby request all records related to this fine under NRS 116.31175. Failure to provide within 10 business days is itself a violation.

I demand this fine be removed from my account immediately. If not resolved within 10 business days, I will file a complaint with the Nevada Real Estate Division (NRED).

Sincerely,
[Your Name]
Sent via Certified Mail — Return Receipt Requested

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Generated by HOADispute AI
Sample Pro output — actual letter reflects your specific dispute details
Nevada Insider Knowledge

What you must pay vs. what you can dispute

Most homeowners pay everything on their HOA statement because they don't know the difference between assessments (required) and fees (often disputable). This is the most important distinction in Nevada HOA law.

Assessment — Generally must pay
Fee / Fine — Often disputable
Assessments
Core HOA dues — required by CC&Rs
Fees & Fines
Added charges — frequently disputable
Monthly HOA Assessment
Required by CC&Rs — must be paid
Must PayNRS 116.3115
Special Assessment
Board-approved capital expense
Must PayNRS 116.3115
Fine for CC&R Violation
Must follow hearing procedures
DisputableNRS 116.31031
Late Fee on Assessment
Rate must be in CC&Rs or rules
DisputableNRS 116.31031
Late Fee on a Late Fee
Illegal under Nevada law
DisputableNRS 116.31031
Collections Agency Fee
Must be disclosed in advance
DisputableNRS 116.3102
Attorney Fee (pre-lien)
Challengeable if not authorized
DisputableNRS 116.31162
⚠️ Critical Nevada Rule
Under NRS 116.31031, HOAs cannot charge a late fee on top of a late fee. This is one of the most common illegal collection practices in Nevada. If your statement shows compounding late fees, dispute them immediately.

Homeowner Plans

Start free. Upgrade when your dispute gets serious.

Free

Understand your situation

$0/ forever

Triage, statute reference, and evidence organization — enough to know your rights before anything escalates.

  • Dispute triage — urgency score and issue classification
  • Nevada statute reference (NRS Chapter 116)
  • Deadline awareness by issue type
  • Evidence organizer (up to 10 items)
  • Dispute letter templates (basic)
  • How-It-Works walkthrough
  • Fine Enforceability Scorer (1 free use)
  • Saved dispute files
  • Timeline builder
  • Hearing prep workflow
  • Petition builder
  • PDF export
  • AI-powered tools

HOA Guard

Preparedness before the fight starts

$59/ year

Save $49/yr

For homeowners not currently in a dispute who want to be ready before their HOA acts. The preparedness membership that pays for itself the first time you need it.

  • CC&R Decoder — AI-powered governing document analysis
  • Plain-English CC&R breakdowns with restriction category cards
  • AI Q&A — ask anything about your HOA's rules
  • Community document profile — upload once, use everywhere
  • Full tool suite access (read + limited use)
  • Annual NRS rights check — know your rights before a notice arrives
  • Document vault — store CC&Rs, fine schedules, notices
  • HOA Health Score — monthly preparedness rating
  • Deadline awareness and alert system
  • Dispute-Ready Score — gamified preparedness tracker
  • Annual HOA law change alerts (Nevada)
  • Basic dispute letter templates
  • Priority upgrade path when a dispute starts

Stripe payments coming soon — join the waitlist

Most Popular

Dispute Pro

Full AI suite for active disputes

$199/ year

Save $149/yr

For homeowners in an active dispute. Full AI toolkit — from triage through hearing prep — priced for the duration of your dispute.

  • Everything in HOA Guard
  • Unlimited evidence organizer
  • Saved dispute files (persistent)
  • Timeline builder with statute mapping
  • Hearing prep workflow with cross-exam questions
  • Petition builder (neighbor sign-on)
  • Notice analyzer — AI procedural defect detection
  • Dispute Copilot — AI-guided dispute strategy
  • Fine Enforceability Scorer — unlimited
  • Document Intelligence Engine
  • CC&R Conflict Detector
  • Response Analyzer & Hearing Prep AI
  • Attorney Brief Generator
  • NRED Complaint Builder
  • PDF export — all tools
  • Priority support response

Stripe payments coming soon — join the waitlist

No credit card to start

Free tier requires no payment info

30-day refund

Full refund if any plan isn't right for you

No referral fees

We don't profit from attorney referrals

Homeowner-first

Built for the side without a retainer

Situation-Matched Pricing

Your price matches your situation

Weeds in the yard is a small fine. Health & safety violations can reach tens of thousands. Failure to pay assessments can cost you your house. Dispute Pro pricing reflects the actual financial exposure of your situation.

StandardMinor Violations

Aesthetic and nuisance violations with limited financial exposure.

Common Examples

Weeds / landscaping
Parking violations
Trash can placement
Holiday decorations
Paint color disputes

Dispute Pro Pricing for This Situation

Monthly$29/mo

Cancel anytime — most disputes resolve in 1–4 months

Annual (Best Value)$199/yr

Save $149/year vs monthly · Includes HOA Guard preparedness

Full Pricing Ladder

Every tier, every segment

From passive homeowner preparedness to institutional portfolio management — the full value ladder.

TierPriceSegment
Free$0All visitors
HOA Guard$9/mo or $59/yrPassive homeowners
Dispute Pro (Minor)$29/mo or $199/yrActive dispute homeowners
Dispute Pro (Financial)$39/mo or $279/yrActive dispute homeowners
Dispute Pro (Collections)$59/mo or $399/yrActive dispute homeowners
Dispute Pro (Health & Safety)$99/mo or $699/yrActive dispute homeowners
Portfolio Starter$199/yr1–3 property investors
Portfolio Growth$499/yr4–20 property investors
Portfolio Enterprise$4,999/yr21–700+ unit investors
Concierge Advisor$149/sessionHigh-stakes disputes
Professional$149/mo or $1,499/yrAttorneys & advocates
Pre-Purchase Report$49 one-timeHomebuyers
Annual Doc Review$79/yrAll homeowners

Fine Enforceability Scorer

Free Trial

The highest-conversion tool on the platform. Run one free analysis — no account required. See exactly which procedural defects make your fine unenforceable under NRS 116.

1

Free uses

No account required

Dispute Pro

Unlimited analyses

$340

Avg. fine identified

As potentially unenforceable

Try Fine Enforceability Scorer Free

Pricing FAQ

Common questions

Start with the free triage

Classify your dispute and get an urgency score in under 3 minutes. No account required.